Mortgages Made Simple for Contractors
Meet Our Trusted
Partner, Cleerly
Being a contractor gives you the freedom to work on your terms, but when it comes to getting a mortgage, that freedom can feel like a roadblock. Many lenders don’t understand how contractors work, making it harder to get approved, borrow what you need, or secure a fair deal.
At The Accounting Crew, we believe contractors shouldn’t be penalized just because they don’t fit the “traditional” borrower profile. That’s why we’ve partnered with Cleerly, a specialist mortgage broker that helps contractors, freelancers, and professionals with complex incomes get the mortgage they deserve—without the hassle.
Why Contractors Struggle with Mortgages
Most lenders follow rigid rules that don’t work for contractors:
- Umbrella workers – Lenders often ignore bonuses, commissions, and expenses, reducing how much you can borrow.
- Limited company directors – Traditional lenders may require years of accounts, limiting borrowing potential if you run your business tax-efficiently.
- Complex incomes – If your earnings don’t fit the standard salary model, you may be turned away or offered high-interest rates.
A Smarter Way to Get a Mortgage
Cleerly understands contractors. Their team of expert mortgage consultants works with major lenders to secure competitive rates and higher borrowing amounts—often based on your contract rate, not just your accounts.
Borrow up to 5x your income
Secure a mortgage with as little as 5% deposit
Day one contracting options available - no need to wait for years of accounts
Access to exclusive mortgage deals not available on the high street
From first-time buyers to remortgaging and moving home, Cleerly takes care of the entire mortgage process - so you don’t have to.
We’re Here to Guide You
At The Accounting Crew, we don’t just handle your numbers - we help you reach your financial goals.
That’s why we only partner with experts who truly understand contractors. Cleerly makes mortgages simple, fair, and accessible, giving you the confidence to buy your dream home.
